These cases will give you some idea of The LMB’s diverse, imaginative and unexpected ways we meet our clients’ financial needs.
A contractor mortgage against one year’s accounts
An IT contractor had only a single year’s accounts but wanted to buy a main residence. We found a lender who was willing to underwrite the loan based on the client’s gross contract rate, rather than his drawings/net profit.
Chris was recommended to me by friends in London. I was buying in Scotland, but Chris was able to use his extensive knowledge of the market to assist me with the peculiarities of the sale and I was impressed by his understanding of the contractor market and the differing requirements of each lender. Chris quickly identified the best lender for me at a great rate. He managed the whole process from start to finish and made the experience as stress-free as possible. I was particularly impressed with his after sale service. He helped me tidy up my insurance protection for myself and my family in the most efficient way, and made sure everything was taken care of with minimum fuss, while we were busy moving in and enjoying our new home. I’d happily recommend Chris as a top notch professional.
At The LMB, we specialise in providing absolutely impartial mortgage advice and a bespoke service to domestic and commercial clients who wish to borrow upwards of £500k.
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The London Mortgage Brokers is a trading style of Mortgage Force (UK) Ltd which is registered company in England & Wales under company number 09394027 . The London Mortgage Brokers trading as Mortgage Force (UK) Ltd is authorised and regulated by the Financial Conduct Authority.
There may be occasions where we may charge a fee which will depend on your circumstances. In these situations we will inform you at an early stage, the fee typically being no more that 1% of the total loan amount.
YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY OTHER DEBT SECURED UPON IT.
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